Hearing Aid Rebates from Private Health Insurance in Australia
BUPA
| Provider | Plan | Rebate |
|---|---|---|
| BUPA | Platinum Extras | Waiting period 12 months
Annual Maximum claimable $1200 (every 3 yrs) Max benefits: 90% of one hearing aid |
| BUPA | Gold Extras | Waiting period 12 months
Annual Maximum claimable $1000 (every 3 yrs) Max benefits: 75% of one hearing aid |
| BUPA | Silver Extras | Waiting period 12 months
Annual Maximum claimable $800 (every 3 yrs) Max benefits: 60% of one hearing aid |
With BUPA you have up to 2 years to submit a claim.
NIB
| Provider | Plan | Rebate |
|---|---|---|
| NIB | Top Extras | Waiting period 36 months
Maximum claimable $1200 (2 applications every 5 yrs) Max benefits: 75% of one hearing aid |
| NIB | Young at Heart | Waiting period 36 months
Maximum claimable $500 |
Medibank Private
| Provider | Plan | Rebate |
|---|---|---|
| Medibank Private | 90% | Waiting period 36 months
Maximum claimable $1200 (1 application every 5 years) 100% of charge |
| Medibank Private | 75% | Waiting period 36 months
Maximum claimable $800 (1 application every 5 years) 100% of charge |
| Medibank Private | 60% | Waiting period 36 months
Maximum claimable $400 (1 application every 5 years) 100% of charge |
AHM
| Provider | Plan | Rebate |
|---|---|---|
| AHM | Super Extras | Waiting period 12 months
Up to $1,600 for two aids / $800 per aid (every 3 years) |
| AHM | Family Extras | Waiting period 12 months
Up to $1,200 for two aids / $600 per aid (every 3 years) |
HCF
| Provider | Plan | Rebate |
|---|---|---|
| HCF | Top Extras | Waiting period 12 months
Maximum claimable $800 - $1800 |
| HCF | Multicover Extras | Waiting period 12 months
Maximum claimable $600 - $1600 |
HCF have a partnership with Connect Hearing where "you could get up to 100% back". The Connect website indicates 15% off high-end hearing aids (check the actual prices to see if that is cheaper than other providers).
What Qualifies a Provider
The criteria BUPA use to qualify a hearing aid provider is a useful indicator of the quality of provider you should be looking for. They need to be qualified and a member of a recognised association - but BUPA retain "absolute discretion in granting recognition".
Tax Rebates for Health Expences
The net medical expenses tax offset is being phased out. refer to ATO Medical Expences
Hearing Aid Prices on Sale
Would you like us to refer you to our preferred hearing aid specialists?
Hearing Aid Referrals
We know the best centres to get your hearing care.
- We find a qualified professional for you in your location
- Aids supplied in Australia with full manufacturers warranty
- No Obligation or fees
- You are not buying a hearing aid over the Internet
